A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan.Fill in the form below to request your Payoff Document. Loan Number, Primary Borrower's SSN, Payoff Date, Reason for request. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process. I paid off my house, where is my original deed? Normally the original deed is given to the buyer after closing. This financial calculator helps you find out. NerdWallet's early mortgage payoff calculator figures out how much more you need to pay. "Payoff amount" is generally higher than the remaining balance on the home.