Request Type: Servicing Fee: Estimated. You can search for, get copies of, or update property ownership records, such as deeds and mortgages.A deed is often referred to as a title. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. The Answer is your response to the Summons and Complaint and tells the court your defenses or reasons why the mortgage Lender must not win the case. The Answer is your response to the Summons and Complaint and tells the court your defenses or reasons why the mortgage Lender must not win the case. The seller should advise its bank of the projected closing date and request a payoff letter. Quorum is an online credit union that offers banking products like high-yield savings accounts, free checking, home loans, and more! After this date, please request a new payoff letter.