The Homeowner Mortgage Servicing Unit is open and available to process your requests during regular business hours. Processing times is currently 8 weeks.In order to process your homeowner mortgage servicing request, you must submit the following: Mortgage Servicing Request Form, Mortgage Servicing Fee. A payoff request can be created and mailed for free. How long does it take to obtain a payoff? Use this free New York mortgage calculator to estimate your monthly mortgage payments and annual amortization. Use SmartAsset's free New York mortgage loan calculator to determine your monthly payments, including PMI, homeowners insurance, taxes, interest and more. Extra mortgage payments can help you pay off your home loan early. Discover how with Flagstar's mortgage loan calculator with extra payments.