You may access these policies on our website, or call (916) 326-8496 to have a free copy sent to you. A 10day payoff refers to the time it takes for your new lender to pay off your old loans during a refinance.If you have a current need for mortgage payment assistance, please contact your loan servicer. These pages serve as an archive and for reference purposes only. The lender will release the electronic lien and DMV will mail you a paper title to the address on file. Debt Details: Fill in the subject line, including the account number, original creditor, and the amount owed. 3. Addressing and Content. This is an example of a payoff letter used in a syndicated loan transaction. Usually at the most you should see a title in 30 days or less. Make sure your address is up to date!