A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish.The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. Edit, sign, and share authorization for payoff form california online. No need to install software, just go to DocHub, and sign up instantly and for free. From your web browser: Sign in to your online bank; Click Overview; Select the account from which you want to make the payment in full. Once you've made the final payment on your loan, you can get the title from your lender and become the full owner of your car. Before listing your vehicle, reach out to your lender and request the payoff amount. To set up recurring ACH payments, fill out and return the form that was mailed to you. For this reason, principal-only payments can be very effective early in the loan. callout-icon.