Include the New Jersey title endorsed with a lien or the New Jersey title with the lien satisfaction letter attached. Illinois titles are mailed to the lienholder if a lien is applied.Include the complete name and address of the lienholder on the duplicate title application. Please utilize this form to request a Lienholder release a title with a Lien to the MVC, in order to re-title the vehicle in New Jersey with a Lien. As others said, you will get it in the mail with a note from the lender releasing their lien. The lien release includes formal documentation that the loan is paid in full. We'll go over what liens are, how to add one to a certificate of title, and how to buy or sell a car with an existing lien. After paying off your car loan in New Jersey, you'll receive a lien release letter from your lender. This signifies the car title is free and clear. The simplest way to get a release of lien is to pay off the debt owed to the lienholder.