What information should be included in my paidinfull letter? Have you recently settled a debt and are searching for a paid in full letter?Good news, we've got two free sample form letters below. Find out whether your creditor must accept less than what you owe if you write "paid in full" on your check. Writing a debt validation letter can keep you from paying a bogus debt collection. If you ever need to prove that a debt is fully paid and can no longer be collected, then a paidinfull letter can be your best friend. Our debt settlement agreement template helps to clearly outline repayment terms to reach a mutually agreeable solution. Here is a variety of sample credit letters you can tailor and send to credit card companies, debt collectors, and other credit bureaus. Follow up with the creditor or collector to ensure the deletion request is processed. As full payment and satisfaction of the Present Debt.