So now what do I do? An auto loan payoff quote, sometimes called a 10day payoff, states how much you need to pay off the loan balance.It can take up to six weeks or more to have the lien removed from your car title and make it officially yours. Edit, sign, and share printable authorization for payoff form online. No need to install software, just go to DocHub, and sign up instantly and for free. Don't have your account number yet? Please enter the notice number found on the notice from the City of Chicago Department of Finance. We asked loan experts to tell us about the most common loan payoff mistakes borrowers make. Here's what they say you need to know. Fill Out Application​​ You must fill out the Application for Vehicle Transaction(s) (VSD 190).