In this article, I provide a stepbystep guide to help you through the process of refinancing your vehicle from beginning to end. These forms can be found on our website.Apply via Online Banking, we are able to enter some of your information for you because we already have it in the system. This topic contains information on debts paid off at or prior to closing, including: Payoff or Paydown of Debt for Qualification. Many coMMercial real estate loans rely on personal guaranties. Those guaranties usu- ally cover only certain obligations of the borrower. Gov before you can apply for any student loans. Provide accurate information: Fill in the required details of the guarantor and the lender, including their names, addresses, and contact information. Are you wondering what to fill out on the assets and liabilities section of your application for home loans? Cecilia Clark is an editor on the loans team.