Translate Payoff letter. See Spanish-English translations with audio pronunciations, examples, and word-by-word explanations.What if I do not owe the debt? To dispute a debt, you must write a letter to the debt-collection agency within 30 days of their initial contact with you. If you need to obtain a Demand for Payoff please fill out the form listed below or fax your request to 702-455-2080. With a parking ticket payment plan, you can pay the total amount you owe for parking ticket judgment debt in installments, rather than all at once. We will typically issue your paid-in-full documents within 7–10 business days of receiving the payoff. For your convenience, the payoff amount is available online through Account Manager for retail accounts only. Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started.