This document provides a sample payoff request letter that can be used as a guide. Filling out this form is straightforward.This mortgage payoff calculator is designed to help you understand the impact of making additional payments on your mortgage. After finding our dream home, we became worried about paying a big mortgage. So we decided to pay off our mortgage in 5 years instead. Debt settlement is an agreement between a lender and a borrower, typically for a large, one-time payment toward an existing balance. Fill out the form below and someone will get back to you ASAP. Client Support Associate. 800.297. Alternatively, your lender may have a form you must fill out. Fill out the form below.