The letter should have a formal, respectful and positive tone. It should also include all key information that the creditor or collection agency needs to know.First, get a piece of paper and a pencil or pen. Then write your request on the paper. The quote you are requesting will include your outstanding principal balance, accrued interest, late charges, fees and any other amounts. The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. We're looking out for you with low rates, fewer fees, and easy ways to pay. Pay off your loan on your terms — up to 84 months. Buy a home with the right mortgage for your unique needs. Get started with our mortgage calculators, apply online, or speak to a loan officer.