To set up a direct deposit, complete and return the Electronic Funds Transfer (EFT) Form (Form 209). All ACH (bank account) payments can be made through ExpertPay.If you owe a defaulted loan or financial aid repayment, visit myeddebt.ed. Gov or call 1-800-621-3115. Step 1: Open your Tech CU Checking or Savings account(s). Is my lender paying this bill? Do you have an impound account with your lender? CHDC offers a variety of down payment assistance programs, either directly or through our affiliate organizations and partners. Find financial assistance for utilities and other forms of relief. Please type in "Contra Costa.