California law allows a co-owner to take out a mortgage without the other co-owners consent or knowledge. Use SmartAsset's free California mortgage loan calculator to determine your monthly payments, including PMI, homeowners insurance, taxes, interest and more.Official Forms for Viewing and Downloading. The program voucher website is expected to open in early April. Feel free to post mortgage related questions and I'll answer as I'm able. Use this free California mortgage calculator to estimate your monthly mortgage payments and annual amortization. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. A look at new laws coming to California in 2025 along with higher BART fares, while local Bay Area bridges see a rate hike. The following information is for general informational purposes only and should not be considered legal advice.