Mortgage Credit Certificates are available to first-time homebuyers within all cities in Contra Costa. County, as well as in the unincorporated County.Balances Prior to Billing Transactions are Shown Below – Displays balances, as of the statement date, for the following accounts: • Principal. ASC 31020 provides guidance on the recognition and measurement of nonrefundable fees and origination costs associated with all types of lending arrangements. Learn how to read mortgage statements to help clients track payments, avoid errors, and manage their mortgages efficiently. Tips for preparing for homeownership, how does the HCV homeownership program work, will the housing authority help me find a house and get a loan. Each mortgage loan subject to these Guidelines is analyzed on its own merit resulting in a credit decision that meets LMC's quality standards and is in. Commonly requested items include W2 forms and tax returns for the past couple of years, pay stubs, bank statements, and other financial documents. This form is furnished to give you a statement of actual settlement costs. Signature: To exercise your choices do one of the following: (1) Fill out, sign, and send back this form to us using the envelope.