A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan.Please accept this as my authorization to issue a payoff statement to. Through an effective date of . Official Forms for Viewing and Downloading. A payoff letter shows the remaining balance on your mortgage, including fees, interest, etc. Learn more about what a payoff quote is and how to request one. Fair Housing Advocates of Northern California is a HUD-approved Housing. Counseling Agency dedicated to ensuring equal housing opportunity and educating the.