First, get a piece of paper and a pencil or pen. Then write your request on the paper.The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. We wish you all the best in your future endeavors. Sincerely,. Is a debt collector pursuing you for an old debt you wish was long behind you? If so, you may try to settle the obligation. Need to delay debt payments? Use this Sample Letter To Creditor Unable To Pay Loan and get the time you need to sort your finances. You'll also find tips for detecting and reporting scams, throughout the book. The payments level off in the eleventh year and remain constant through loan payoff.