The optional method allows you to deduct the mortgage interest and state and local real property taxes reported on Form 1098, Mortgage Interest Statement. Otherwise, you can use Table 1 to determine your qualified loan limit and deductible home mortgage interest.This is the official New York State Tax Department 2023 Form IT196I, Instructions for Form IT196. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. Sample Letter of Complaint to Mortgage Company. Does the Treasurer's Office send notices if there are delinquencies? If you know you're not going to be able to keep up with your loan payments, you might be better off selling the car yourself and paying off the debt. Once the required escrow account is established, payment also will include amounts for taxes and hazard insurance.