You have to go to the BMV after you pay off the car. Our local Cuyahoga Falls loan specialists are here to sit down with you and go over your personal loan options.This secure online system allows a motor vehicle title to be transferred electronically, from private person to private person. What types of loans do you offer? Where do I find information on my loan title? The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union.