You have to go to the BMV after you pay off the car. Our local Cuyahoga Falls loan specialists are here to sit down with you and go over your personal loan options.This secure online system allows a motor vehicle title to be transferred electronically, from private person to private person. Our finance department is focused on ensuring fast and easy credit approvals to get you in your Mazda today! The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. Where do I find information on my loan title? An out-of-state motor vehicle inspection is required to apply for an Ohio title. Inspections can be completed at any Ohio BMV license bureau.