There are two ways a lender may release a lien once a vehicle loan has been paid off. You have to go to the BMV after you pay off the car.This secure online system allows a motor vehicle title to be transferred electronically, from private person to private person. Through our loan payment center, you can automatically pull funds from a checking or savings account at another financial institution or pay with a debit card. Explore auto loan options from Buckeye State Credit Union. View our competitive rates and flexible options for your next set of wheels. A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work. The Fiscal Office Auto Title Division processes titles for motor vehicles, including automobiles, motorcycles, ATV's and limited off road vehicles. Ohio Map in letter O in Vote Cuyahoga County.