Balances Prior to Billing Transactions are Shown Below – Displays balances, as of the statement date, for the following accounts: • Principal. How do I fill this out?Our goal is to create a statement that is easy to understand and that provides information to borrowers about current and past payments. Skip to Main Content. Your mortgage statement contains important information about your loan balance and monthly payments. See what's included in this guide. Use SmartAsset's free Ohio mortgage loan calculator to determine your monthly payments, including PMI, homeowners insurance, taxes, interest and more. A lien is a legal claim to property that is used as collateral to repay a debt, such as an auto loan.