The foreclosure process in Texas involves tight deadlines and specific steps. After the sale, if the property sells for less than what is owed, the creditor may try to come after the borrower for the remainder of what is owed to them.Find Foreclosure Notices. Records Building - 500 Elm Street, Suite 2100, Dallas, TX 75202. The first step for a lender's attorney in a foreclosure case is to conduct a thorough review of the loan file including the deed, note, and deed of trust. Completing a loan reinstatement and paying off the loan are two ways to prevent a foreclosure. List the name and address of your lender. Information about any money you have saved for a workout agreement. For an official statement verifying your existing mortgage balance, monthly payments, and any late payments, please complete a 3rd Party Authorization form. Once your mortgage loan has been delinquent for 120 days, you will receive written notice in the form of a breach letter.