If your account has been paid in full for more than 90 days, you can also obtain a duplicate title or lien release online at Vehicle Title My Way. The usual time to receive your title or lien release is 2-3 weeks, depending on the state and how the title is held.To remove the lien from DMV's records, bring the title to any DMV customer service center and apply for a substitute title. Get proof your vehicle loan is paid off with a Lien Release Letter. Have your VIN handy to get started. We've provided a "Lease End Checklist" as well as a list of steps to if you decide to buy your leased vehicle, below. To get started, fill out our FREE credit application online. The DMV is correct, you need a lien release letter indicating the loan was paid off, in order to transfer the title over to your name. For a test drive, visit us today! Disability Resource Center.