If your lender agrees to settle a debt for less than you owe, you'll need a written agreement of the terms. Are you looking for a loan agreement form in Florida?Download our free Florida Loan Agreement Form which is available as PDF or Word documents. Use our IOU template to detail how borrowed money will be repaid. Demand outstanding payment or action with our easy and customizable Demand Letter. Print or download your letter for free in minutes. A Florida Promissory Note is a legal document that outlines a borrower's promise to repay a specified amount of money to a lender under agreed-upon terms. A letter of explanation can clarify your financial situation and get you one step closer to qualifying for a mortgage. This site will become your go-to platform for filling out as well as signing legal forms. People may accept settlement terms in a Demand Letter to avoid a costly and lengthy legal battle.