The DMV doesn't send you anything. Contact the branch location where you wish to make the final payment ahead of time.How to request a loan payoff ; Contact Center Rep-1, Contact the Member Services Team at (813) 879-3333 or (800) 528-3330, extension 7550, during business hours. It can take roughly two to six weeks to get your title after paying off a car. Reinstatement involves making a single payment to catch up with everything due on a loan. You can request a payoff statement online 24 hours a day, seven days a week. To request a statement from Freedom Mortgage, log in to your account or mobile app. But once you've made the final payment on your loan, you can get the title from your lender and become the full owner of your car. The most important thing you need to know about the payoff amount is that it is not the same as the loan balance. A payment deferment pushes out your due date and extends the loan maturity date.