Please contact one of our agents at 1(800) 255-5897 for more information. Contact your local branch office and our staff will be happy to discuss interest rates and loan options available to you.What loan amounts do you offer? • The Note Form must match the legal documentation requirement as described in the product description. This list is provided as a guide to assist Citizens customers with loan submission. It is not required to be submitted. Have you had an ownership interest in a property in the last three years? Loans: Borrowed money that must be repaid with interest. Federal loans often have lower interest rates and more flexible repayment options than private loans. If your application is not materially complete, it will be denied.