Com or fax in the request to (201) 839-4512. • The Note Form must match the legal documentation requirement as described in the product description.Interest rates fluctuate based on a variety of factors, including inflation, the pace of economic growth, and Federal Reserve policy. The payoff amount isn't just your outstanding balance; it also encompasses any interest you owe and potential fees your lender might charge. Have you had an ownership interest in a property in the last three years? The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. Glossary of Mortgage Terminology. Helping you understand the loan process is important to us.