Form Number, Form Name, Category. B 101, Voluntary Petition for Individuals Filing for Bankruptcy, Individual Debtors.Com or fax in the request to (201) 839-4512. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. You'll want to rebuild your credit, write a letter of explanation, and pay down debt to get into the best position for mortgage preapproval. This guide will walk you through the steps to file a Chapter 7 bankruptcy in Tennessee without an attorney. Do I Need to Pay My Mortgage If I File Chapter 7 Bankruptcy? Yes, you still need to make your mortgage payments if you file for bankruptcy. Ask your mortgage lender to accept a full and final settlement offer of payment (sole name). And any other forms they may need to fill out ahead of time.