A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work.To receive a copy of a loan payoff statement, please fill out the below request form. First, get a piece of paper and a pencil or pen. Then write your request on the paper. Our form is secure, easy, and quick to fill out and one of our associates will respond with your pre-approval information as soon as we are able. The letter may be accessible online depending on the financial institution. You can then manually make your loan payment each month or set it up to be paid automatically each month. We offer budget-friendly loans with competitive rates and personalized service. We love hearing from you!