If your account has been paid in full for more than 90 days, you can also obtain a duplicate title or lien release online at Vehicle Title My Way. We provide electronic copies of our forms.Simply download, complete, print and sign. Bought out my Acura lease (Honda Financial). Submitted payoff on March 2. The DMV is correct, you need a lien release letter indicating the loan was paid off, in order to transfer the title over to your name. It can take up to six weeks or more to have the lien removed from your car title and make it officially yours. Bank of America sent me a lien release. When I went to buy my 3rd honda, I gave the financial manager the lien release I had but he said it was not complete. Get proof your vehicle loan is paid off with a Lien Release Letter.