We've got the answers in our FAQs. It lays out each fee and dollar still due before you completely pay off your mortgage.Here's how it works. You may send the funds via wire, wire instructions are provided with every payoff quote. "Payoff amount" is generally higher than the remaining balance on the home. The mortgage payoff statement is a document that provides a comprehensive breakdown of the remaining balance on a mortgage. Purchase or refinance your home with a mortgage solution from Fulton Mortgage Company. Learn more about available home loan options. Georgia Dream Mortgage Products. The Georgia Dream Loan Programs provide assistance and funding for eligible homebuyers based on their income or veteran status.