TILA requires that a mortgage lender or servicer send ''an accurate payoff balance within a reasonable time, but in no case more than seven business days'' after receiving the borrower's request. 15 U.S.C. § 1639g.

First, you'll need to contact your lender and let them know you want the information. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process.

Under federal law, the servicer must generally send you a payoff statement within seven business days of your request, subject to a few exceptions. (12 C.F.R. § 1026.36.)

About Fulton Bank, N.A. As a subsidiary of Fulton Financial Corporation, a $27 billion financial services holding company, Fulton Bank offers a broad array of products and services at more than 200 financial centers across Pennsylvania, New Jersey, Maryland, Delaware, and Virginia.

Effective Sept. 14, 2019, all 31 locations of The Columbia Bank, and all 18 locations of Lafayette Ambassador Bank are officially known as Fulton Bank. Staffing will remain the same at all locations and customers will have access to the same products and services.

To get a payoff letter, ask your lender for an official payoff statement. Call or write to customer service or make the request online. While logged into your account, look for options to request or calculate a payoff amount, and provide details such as your desired payoff date.

More info

For general inquires, call 1.800.FULTON. We offer a variety of ways to submit funds to payoff and close your loan.Attn: Loan Operations Fulton Bank, NA 1695 State Street East Petersburg, PA 17520 Purchase or refinance your home with a mortgage solution from Fulton Mortgage Company. Learn more about available home loan options. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. What should I do about it? Send the mortgage company a copy of our payoff statement. Calculate Loan Payments.

Payoff Letter From Lender In Fulton

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