If you do not want to participate in any Overdraft Elect Plan please fill out the form on our Overdraft Services page, call us at 1.800. Edit, sign, and share payoff letter template online.No need to install software, just go to DocHub, and sign up instantly and for free. If you are paying off a specific loan or set of loans online, use the "Custom Pay" dropdown to select "Specify for Each Loan". A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish. A payoff letter template is a pre-made document used to inform a lender or creditor that a borrower has fully paid off their loan or debt. To release a lien or security interest, contact the lender holding the Lien to electronically release the title. How can I find out whether a creditor charged off my account? How do I dispute charge-offs with the credit bureaus?