Application, Repayment Procedure and Forms. With Wells Fargo Online, you'll need to complete a one-time enrollment process.You'll need your Social Security number and date of birth to get started. A complete mortgage loan transaction journal shall be maintained in the principal place of business. The journal shall be kept current. Use Bank of America's auto loan calculator to determine your estimated monthly payments and your approximate rate for a new or used car loan. An amortization table shows the schedule for paying off a loan, such as a mortgage. Learn how to use one to determine your payoff schedule. If you have already taken out a loan, changing the monthly payment may affect the payoff date. Employers may use this each pay period to calculate the Wage Garnishment Amount to be deducted from the debtor's disposable pay.