Provide the owner with a completed and signed Form T-4 Lien or Security Interest Release. It can take up to six weeks or more to have the lien removed from your car title and make it officially yours.The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. It can take roughly two to six weeks to get your title after paying off a car. Edit, sign, and share georgia motor vehicle lien release 2008 form online. Once you pay off your loan, your lender will send you an official release of lien letter. Your account number is provided with the loan details in the welcome letter that you receive in the mail after your new loan is funded. How long does it take to fill out the form to apply for an auto loan from Navy Federal? It typically takes less than 10 minutes to complete an application. I fully intend to pay off my loan and am requesting your help to get me back on track.