Requests may be sent to State Home Mortgage via email, as long as the form is completely filled out. Creating a payoff letter is essential to any loan or mortgage repayment process.Our free templates and this guide can help you get started. This is an example of a payoff letter used in a syndicated loan transaction. This payoff letter (including the defined terms such as Lenders,. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Find a hardship letter template to use as a baseline for your own letter. Be sure to include information that is unique to your situation. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. The purpose of the letter is to describe why the borrower may not be able to make their mortgage, car loan, or other debt payments.