Please accept this as my authorization to issue a payoff statement to. Through an effective date of .State Home Mortgage Official Payoff Request form . A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. A copy of the Good Faith Estimate or estimated settlement statement from the lender. Payoff good thru date. Every lender will have different methods for borrowers to request this statement. I want to pay off my mortgage loan, so I called the servicer to ask how much it would cost.