Get access to direct deposit forms, automatic bill payment forms, and loan management from BMO. The payment count adjustment brings borrowers closer to forgiveness under IDR plans and, for eligible borrowers, Public Service Loan Forgiveness (PSLF).Use this calculator to see how making extra payments affects how soon you can pay off your mortgage and how much interest you pay on your home loan. Want to pay off your mortgage faster? Our calculator shows how extra payments can save you money and shorten your term. The SAVE plan is an incomedriven repayment (IDR) plan that calculates payments based on a borrower's income and family size not their loan balance. The Real Property Department records documents pertaining to real property or real estate in Harris County. Ask my own question. So, if you chose to use both and make two extra payments, you would pay off your loan even faster. 2. Find out if you are eligible for student debt relief and what will happen to borrowers who receive debt relief, and get answers to relevant FAQs.