Email from my servicer that ALL of my loans are forgiven. This is a template letter to your creditors requesting that they forgive your debt and write it off for compassionate reasons.If you're worried about how to get out of debt, here are some things to know — and how to find legitimate help. A Paid in Full letter will be sent to you approximately 30-45 days after the payoff payment is applied to your loan. Financial aid loan repayment information for Hillsborough Community College students. Teacher Loan Forgiveness Application.