So now what do I do? How to fill out the Payoff Request Letter Templates?The Electronic Registration and Title (ERT) System allows you to complete and print an Application for Vehicle Transaction(s) (VSD 190). In some states, getting your title is an automatic process after you pay off your loan. Once you've made the final payment on your loan, you can get the title from your lender and become the full owner of your car. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. Traditional Mortgage - Learn about the options you have to make a payment or complete a payoff on your traditional mortgage.