The mortgage payoff calculator helps you find out. In this lesson we'll learn how to calculate the number of periods for a loan.This calculator will help you to figure a current loan balance when the borrower made different payments than those stipulated in the original loan terms. The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. An extended repayment plan,where you pay a lower amount but over a longer period of time. Payments may be fixed or graduated. Save the closing costs and the hassle factor and just pay off your existing loan as if it were a 15 year note. Making repayments above your minimums could make a big difference to how quickly you could pay off your home loan. The interest rates on your first payment date are used to figure out the monthly payment for your loan. Scient Federal Credit makes it easy to get in touch with us.