This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
The 2024 Filing Instructions Guide (FIG) was updated to include a minor correction to validity edit V720, a language change to quality edit Q660, and the inclusion of the validity edit V660 in the New and Revised Edits table. HMDA Quarterly Graphs have been updated to include data for 2023-Q2.
Appended HMDA Data Fields derived_ethnicity​ derived_race​ derived_sex​ derived_loan_product_type​ derived_dwelling_category​ conforming_loan_limit​ derived_msa-md​ applicant_age_above_62
All 110 data fields are listed in the table below. Designated Key HMDA Data Fields are shown in italicized bold text.
The 2024 guide provides resources to help banks1 comply with the Home Mortgage Disclosure Act (HMDA) and Regulation C, its implementing regulation (12 CFR 1003). The 2024 guide reflects changes to the asset-size exemption threshold effective January 1, 2024,2 for reporting HMDA data on closed-end mortgage loans.
Broadly speaking a letter of direction (letter of instruction)1 is any letter that gives instruction and guidance to a recipient. Letters of direction are also common in situations when somebody has passed away, and the executor requires documentation to prove they are in control of the deceased's estate.