The first step to paying off your loans is to know exactly what you're dealing with. Unlike a 30-year mortgage, for example, your loan is paid off within weeks.The simple application and repayment process make getting money easy and seamless. Applying online for a payday loan or cash advance with Payday King is fast and easy! It takes less than five minutes from start to finish! Enter the amount to be paid, and the date on which you would like to pay. Complete the transaction as if you were paying a utility bill. Payments can be made through your online or telephone banking. You will have to go through your banks website to set up the Township as a payee. The first step in obtaining a loan is to determine how much money you can borrow.