Whether you can obtain additional funds through a home equity loan will depend on how much equity you have in your home. Payoff requests should be faxed to 847-932-8266.In this video we'll cover some of the basics on how to access the equity in your home. There are a variety of ways to pay off a home equity agreement (HEA). We examine the options available during our HEA's 10-year term. It is a way of consolidating all of your debts into a single loan with one monthly payment. Easily view your current home loan information. Up-to-date information about your current home equity and estimated property value (if available in your area). A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work.