4438 and press option 4. A typical "A" mortgage transaction takes between 14-21 business days to complete.With new automated underwriting, this process speeds up greatly. The information below is provided to King University students to help manage student loan debt and provide information on student loan repayment options. Contact a counseling agency today! Please reach out to one of the Counseling Agencies in your borough from the list below to start the application process. 1. Have everything ready and in one place. To get your payoff information in your online account, log in and select Loan Details in the sidebar navigation. 1. Complete the online loan payoff form. If you have the funds to pay off an installment loan early, request a payoff letter from your lender.