A balance transfer may take up to 15 day to appear on your payoff request account(s). Please ensure to continue paying your other.I am looking for answers about the practical limitations of using a balance transfer to accept and minimize someone else's credit card debt. Yes, you can transfer a personal loan to a balance transfer card. However, some card issuers don't allow balance transfers from personal loans. Learn how to transfer credit card balances to another card to save money and pay off your highinterest debt faster. Methods to submit the loan payoff amount: − Submit a one-time ACH payment online. − Complete a Loan Payoff form and submit to Empower along with a check. If you're worried about how to get out of debt, here are some things to know — and how to find legitimate help. Learn how to transfer credit card balances to another card to save money and pay off your highinterest debt faster.