If you are selling or refinancing your home and you have an existing LAHD loan, we offer payoff services. What is a Payoff Agreement?A payoff agreement is an informal contract in which a creditor agrees to accept the balance of a debt owed as full payment. With Wells Fargo Online, you'll need to complete a one-time enrollment process. You'll need your Social Security number and date of birth to get started. You Can Easily File Your Return Online. Filing your return online is an easy and efficient method of filing your sales and use tax return. The lender will release the electronic lien and DMV will mail you a paper title to the address on file. Finding out how to pay off a personal loan faster can save you a great deal, especially if you have a high-interest rate. Learn how to do it at CU SoCal!