Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free.An auto loan payoff quote, sometimes called a 10day payoff, states how much you need to pay off the loan balance. A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. The following frequently asked questions about the loan servicing process are divided into five categories. Lenders typically use their own forms of payoff letter (see Practice. Office closure Our Los Angeles office is currently closed. If I have a co-applicant, what do I need to do to fill out a credit application? Celtic Bank is a leader in SBA Loans and commercial financing. Los Angeles, CA 90076-0809.