Payable to Me as a Onetime Withdrawal. If I am electing this option for my Required Minimum Distribution, I must enter a dollar amount.Simply send a payoff request to LAHD to begin the process. Read and sign the Disclosure Document and Repayment Election Form (disclosure form). Submit both documents via one of the following methods. The loan payoff amount is valid for 30 days. LACERA reviews application and mails you a Cost Notification Letter and Service Credit Contract, which includes payment options. Methods to submit the loan payoff amount: − Submit a one-time ACH payment online. − Complete a Loan Payoff form and submit to Empower along with a check. Contact Us. Ask Us a Question.